Two-step photoexcitation overall water splitting based on particulate photocatalysts represents a promising approach for low-cost solar hydrogen production. The performance of an O2-evolution photocatalyst and electron mediator between two photocatalysts crucially influences the construction of an efficient two-step excitation water-splitting system. Bismuth-tantalum oxyhalides are emerging photocatalysts for O2 evolution reactions and can be applied in two-step water-splitting systems. In this study, a highly crystalline Bi4TaO8Cl0.9Br0.1 solid solution with microplatelet morphology was synthesized by the dual flux method. The light absorption intensity and charge transfer efficiency of the Bi4TaO8Cl0.9Br0.1 solid solution were higher than those of Bi4TaO8Cl and Bi4TaO8Br; thus, the sacrificial O2 evolution activity of Bi4TaO8Cl0.9Br0.1 photocatalyst was obviously enhanced. The two-step excitation water splitting with a solid-state electron mediator was successfully constructed using Bi4TaO8Cl0.9Br0.1 as the O2-evolution photocatalyst and Ru/SrTiO3:Rh as the H2-evolution photocatalyst. The CoOx cocatalyst and reduced graphene oxide decorations on the surface of Bi4TaO8Cl0.9Br0.1 promoted the catalytic O2 generation process on Bi4TaO8Cl0.9Br0.1 and electron transfer between CoOx/Bi4TaO8Cl0.9Br0.1 and Ru/SrTiO3:Rh photocatalysts, respectively. As a result, the apparent quantum yield for this overall water-splitting system was 1.26% at 420 nm, which surpassed the present performance of the two-step excitation water-splitting systems consisting of metal oxyhalide photocatalysts. This study demonstrates the validity of high-quality solid-solution photocatalysts with suitable surface modification for efficient solar hydrogen production from water splitting.