In recent years, the number of personal accounts assigned to one business user has been constantly growing. There could be as many as 191 individual login credentials used by an average employee, according to a 2017 study. The most recurrent problems associated with this situation faced by users are the strength of passwords and ability to recall them. Researchers have proven that "users are aware of what constitutes a secure password but may forgo these security measures in terms of more convenient passwords, largely depending on account type". Reusing the same password across multiple platforms or creating one with dictionary words has also been proved to be a common practice amongst many. In this paper, a novel password-reminder scheme will be presented. The goal was that the user creates a CAPTCHA-like image with a hidden meaning, that only he or she can decode. The image must be in some way related to that individual's memory or her/his unique knowledge or experience. With this image, being presented each time during logging in, the user is asked to associate a password consisting of two or more words and a number. If the image is selected properly and strong association with a person's visual memory has been linked to it, the chances of recalling a lengthy password he/she created should not present a problem.
Keywords: cognitive processes; login scheme; password management; password reminder; personal CAPTCHA; visual CAPTCHA.