Despite the long history of research in transition metal (TM) complexes, the study of TM-aluminyl complexes is still in its early stage of development. It is expected that the presence of an electropositive Al donor atom would open up new possibilities in TM complex reactivity, and indeed TM-aluminyl has shown an early sign of success in small-molecule activation. On the other hand, the existing reports on TM-aluminyl reactivity are often explained to readers with different understanding on individual cases, and a general picture of TM-aluminyl reactivity is still not available. In this work, we have attempted to provide a systematic picture to explain some early explorations in this field, specifically a series of recently reported heteroallene insertion reactions involving unsupported TM-aluminyl complexes. Through density functional theory calculations of a number of TM-aluminyl complexes, covering both Au and Cu centers, we found that their reactivity against heteroallenes (including CO2 and carbodiimides) is mostly based on the strong nucleophilicity of the TM-Al σ-bond.