We report spatially resolved measurements of static and fluctuating electric fields over conductive (Au) and nonconductive (SiO_{2}) surfaces. Using an ultrasensitive "nanoladder" cantilever probe to scan over these surfaces at distances of a few tens of nanometers, we record changes in the probe resonance frequency and damping that we associate with static and fluctuating fields, respectively. We find static and fluctuating fields to be spatially correlated. Furthermore, the fields are of similar magnitude for the two materials. We quantitatively describe the observed effects on the basis of trapped surface charges and dielectric fluctuations in an adsorbate layer. Our results are consistent with organic adsorbates significantly contributing to surface dissipation that affects nanomechanical sensors, trapped ions, superconducting resonators, and color centers in diamond.