Photochromic materials coupled with photoswitchable luminescence functionalities are of particular interest due to their potential applications in switches and optical memory devices. However, the construction of such materials, especially those with two-color emission states, is still challenging. In this context, a rare Zn7 cluster-based host-guest MOF material, (bbmp)[Zn7(IPA)6(OH)4(H2O)2] (1) (H2IPA = isophthalic acid, bbmp·2I = 4,4'-([1,1'-biphenyl]-4,4'-diyl)bis(1-methylpyridin-1-ium) diiodide), was prepared by encapsulating an organic cation into an anionic MOF produced from zinc cations and isophthalic acid ligands, which exhibits reversible naked detectable photochromic properties varying from yellow to green upon UV-Vis light irradiation. The photoactive guest bbmp2+ and the short O⋯N+ distances between the oxygen atoms of the carboxylate groups and the pyridine ring play a crucial role in the photochromism of this compound. More interestingly, the luminescence color of this cluster-based host-guest material can be reversibly switched from green to blue upon irradiation, exhibiting photoswitchable luminescence properties.