Crop insurance: A barrier to conservation adoption?

Abstract

Midwest corn producers face inherent risks in their daily operations and incorporate risk-management strategies to reduce uncertainty; among these, crop insurance has dominated the agricultural landscape for decades. Previous research on conservation adoption has primarily examined the impact of individual-level characteristics on adoption, yet little is known about the impact of external factors, such as crop insurance. Using a mixed-methods approach, we conducted semi-structured interviews and a multi-state survey to determine if crop insurance requirements limit cover crops and/or conservation tillage adoption for Midwest corn producers. Our findings indicate that crop insurance requirements are not a barrier to adoption. Rather, crop insurance and conservation practices serve unique - not contradictory - roles in Midwest producers' operations and are used simultaneously. Future research should continue to identify and seek solutions for external barriers to broadly increase adoption rates.

Keywords: Adoption; Conservation; Conservation tillage; Cover crops; Crop insurance; Risk-management.