Value Of Waiving Coinsurance For Colorectal Cancer Screening In Medicare Beneficiaries

Health Aff (Millwood). 2017 Dec;36(12):2151-2159. doi: 10.1377/hlthaff.2017.0228.

Abstract

Financial barriers to colorectal cancer screening persist despite the Affordable Care Act (ACA). Medicare beneficiaries may face 20 percent coinsurance for a screening colonoscopy when the procedure includes the removal of polyps or follows a positive fecal screening test. Using an established microsimulation model, we estimated that waiving this coinsurance would result in 1.7 fewer colorectal cancer deaths (a decrease of 13 percent) and $17,000 higher colorectal cancer-related costs (an increase of 0.6 percent) for the Centers for Medicare and Medicaid Services per 1,000 sixty-five-year-olds, assuming a 10-percentage-point increase in the rates of first colonoscopy screening, follow-up, and surveillance. If the rates did not change, waiving coinsurance would increase total costs by $51,000 (1.9 percent) per 1,000 sixty-five-year-olds. Estimated screening benefits were comparable when fecal testing was assumed to be the primary screening method. Moreover, waiving coinsurance would be cost-effective if the screening rate increased by 0.6 percentage points, assuming a willingness-to-pay threshold of $50,000 per quality-adjusted life-year gained. Thus, the waiver is likely to have a favorable balance of health and cost impact.

Keywords: Disparities; Health Economics; Health Reform; Medicare.

Publication types

  • Research Support, N.I.H., Extramural

MeSH terms

  • Aged
  • Colonoscopy / economics
  • Colonoscopy / statistics & numerical data
  • Colorectal Neoplasms / diagnosis*
  • Cost-Benefit Analysis / economics
  • Cost-Benefit Analysis / methods
  • Deductibles and Coinsurance / economics
  • Deductibles and Coinsurance / statistics & numerical data*
  • Early Detection of Cancer / economics*
  • Female
  • Humans
  • Male
  • Mass Screening / economics*
  • Medicare / economics*
  • Medicare / statistics & numerical data
  • Medicare / trends
  • Occult Blood
  • United States