The limits of the decentred state: the case of policing insurance claims fraud

Abstract

Existing research clearly shows that the public-private divide is continuously being challenged, recast and transformed. However, this article argues that a sharp distinction between public and private continues to operate as an important norm for professionals involved in the investigation of insurance claims fraud in Sweden. It shows how power within private insurance companies and the police authority is organized around the public-private divide, which is in turn mobilized to justify repression and to give investigations legitimacy. The article indicates that the formal public-private distinction is far more thoroughly maintained than is suggested by the existing literature. Rather than challenging the centrality of state power, private insurers and the police construct, maintain and have a stake in the reproduction of a state-centric monopoly of crime control.

Keywords: Power; claims fraud; insurance; policing; the public-private divide.