Using a Mixed Model to Explore Evaluation Criteria for Bank Supervision: A Banking Supervision Law Perspective

Sang-Bing Tsai; Kuan-Yu Chen; Hongrui Zhao; Yu-Min Wei; Cheng-Kuang Wang; Yuxiang Zheng; Li-Chung Chang; Jiangtao Wang

doi:10.1371/journal.pone.0167710

Using a Mixed Model to Explore Evaluation Criteria for Bank Supervision: A Banking Supervision Law Perspective

PLoS One. 2016 Dec 19;11(12):e0167710. doi: 10.1371/journal.pone.0167710. eCollection 2016.

Authors

Sang-Bing Tsai^{1

2

3

4}, Kuan-Yu Chen⁵, Hongrui Zhao⁵, Yu-Min Wei⁶, Cheng-Kuang Wang^{2

3}, Yuxiang Zheng¹, Li-Chung Chang^{3

7}, Jiangtao Wang³

Affiliations

¹ School of Economics & Management, Shanghai Maritime University, Shanghai, China.
² Law School, Nankai University, Tianjin, China.
³ Zhongshan Institute, University of Electronic Science and Technology of China, Guangdong, China.
⁴ School of Business, Dalian University of Technology, Panjin, China.
⁵ Business School, Nankai University, Tianjin, China.
⁶ College of Tourism and Service Management, Nankai University, Tianjin, China.
⁷ Guangzhou Vocational College of Science and Technology, Guangzhou, China.

Abstract

Financial supervision means that monetary authorities have the power to supervise and manage financial institutions according to laws. Monetary authorities have this power because of the requirements of improving financial services, protecting the rights of depositors, adapting to industrial development, ensuring financial fair trade, and maintaining stable financial order. To establish evaluation criteria for bank supervision in China, this study integrated fuzzy theory and the decision making trial and evaluation laboratory (DEMATEL) and proposes a fuzzy-DEMATEL model. First, fuzzy theory was applied to examine bank supervision criteria and analyze fuzzy semantics. Second, the fuzzy-DEMATEL model was used to calculate the degree to which financial supervision criteria mutually influenced one another and their causal relationship. Finally, an evaluation criteria model for evaluating bank and financial supervision was established.

MeSH terms

China
Decision Making
Financial Management / legislation & jurisprudence*
Fuzzy Logic
Humans
Models, Theoretical

Grants and funding

This work was supported by National Social Science Fund of China (No. 12BYJ125), Provincial Nature Science Foundation of Guangdong (No. 2015A030310271 and 2015A030313679), Academic Scientific Research Foundation for High-level Researcher, University of Electronic Science Technology of China, Zhongshan Institute (No. 415YKQ08). The funders had no role in study design, data collection and analysis, decision to publish, or preparation of the manuscript.