A simple multi-core flat fiber (MCFF) based surface plasmon resonance (SPR) sensor operating in telecommunication wavelengths is proposed for refractive index sensing. Chemically stable gold (Au) and titanium dioxide (TiO(2)) layers are used outside the fiber structure to realize a simple detection mechanism. The modeled sensor shows average wavelength interrogation sensitivity of 9,600 nm/RIU (Refractive Index Unit) and maximum sensitivity of 23,000 nm/RIU in the sensing range of 1.46-1.485 and 1.47-1.475, respectively. Moreover, the refractive index resolution of 4.35 × 10(-6) is demonstrated. Additionally, proposed sensor had shown the maximum amplitude interrogation sensitivity of 820 RIU(-1), with the sensor resolution of 1.22 × 10(-5) RIU. To the best of our knowledge, the proposed sensor achieved the highest wavelength interrogation sensitivity among the reported fiber based SPR sensors. Finally we anticipate that, this novel and highly sensitive MCFF SPR sensor will find the potential applications in real time remote sensing and monitoring, ultimately enabling inexpensive and accurate chemical and biochemical analytes detection.