Assessing the impact of microfinance programming on children: an evaluation from post-tsunami Aceh

Disasters. 2015 Apr;39(2):295-315. doi: 10.1111/disa.12101. Epub 2014 Nov 28.

Abstract

This paper presents an evaluation of the long-term impact of microfinance programmes on Acehnese children during the post-tsunami recovery. The study, conducted from June to August 2010, examined the impact of microfinance programming six years after the tsunami. The sample consisted of 185 microfinance participants, with a comparison group of 192 individuals who did not participate in microfinance programmes. All respondents were parents, interviewed through a structured survey. The study used four child protection indicators-diet, health, childcare and education-in contrast to traditional repayment rate indicators. The primary results were insignificant with respect to all four child protection indicators, suggesting that, with respect to these indicators, there was no long-term difference between the impact of microfinance on beneficiaries' children and non-beneficiaries' children. These findings signify a need for microfinance actors to move beyond traditional indicators of economic success to evaluate the social changes microfinance programmes are presumed to effect.

Keywords: child protection; indicators; microfinance; tsunami.

Publication types

  • Evaluation Study
  • Research Support, Non-U.S. Gov't
  • Research Support, U.S. Gov't, Non-P.H.S.

MeSH terms

  • Adult
  • Child
  • Child Welfare / economics*
  • Female
  • Financial Support*
  • Humans
  • Indonesia
  • Male
  • Program Evaluation
  • Tsunamis*