The monolayer protecting small gold nanoparticles (monolayer-protected clusters, MPCs) is generally represented as the 3D equivalent of 2D self-assembled monolayers (SAMs) on extended gold surfaces. However, despite the growing relevance of MPCs in important applied areas, such as catalysis and nanomedicine, our knowledge of the structure of 3D SAMs in solution is still extremely limited. We prepared a large series of monodisperse Au25(SCnH2n+1)18 clusters (n=2, 4, 6, 8, 10, 12, 14, 16, 18) and studied how electrons tunnel through these monolayers. Electron transfer results, nicely supported by 1H NMR spectroscopy, IR absorption spectroscopy, and molecular dynamics results, show that there is a critical ligand length marking the transition between short ligands, which form a quite fluid monolayer structure, and longer alkyl chains, which self-organize into bundles. At variance with the truly protecting 2D SAMs, efficient electronic communication of the Au25 core with the outer environment is thus possible even for long alkyl chains. These conclusions provide a different picture of how an ultrasmall gold core talks with the environment through/with its protecting but not-so-shielding monolayer.