According to modern psychological theories the human life implies continuous development, the efficient solution of age-specific problems is necessary to the successful transition of age-periods. The phases of transition are very vulnerable against the accidental stressors and negative life-events. Thus the problem-solving capacity may run out, which impairs chance of the successful coping with stressful events. It may result in some negative consequences, such as different psychopathological symptoms (depression, anxiety, psychosis) or even suicidal behaviour. For that reason we have to pay special attention to the symptoms of psychological crisis and the presuicidal syndrome. In certain life-cycle transitions (such as adolescent, middle or elderly age) the personality has special vulnerability to the development of psychological and psychopathological problems. In this article the most important features of life-cycles and psychopathological symptoms are reviewed. The developmental and age-specific characteristics have special importance in understanding the background of the actual psychological crisis and improving the efficacy of the treatment. Using the complex bio-psycho-socio-spiritual approach not only the actual psychopatological problems, but the individual psychological features can be recognised. Thus the effective treatment relieves not only the actual symptoms, but will increase the chance for solving further crises.