Health benefits in 2007: premium increases fall to an eight-year low, while offer rates and enrollment remain stable

Health Aff (Millwood). 2007 Sep-Oct;26(5):1407-16. doi: 10.1377/hlthaff.26.5.1407.

Abstract

This paper reports findings from a survey of 1,997 public and private employers with three or more workers, conducted during the first five months of 2007. Premiums increased 6.1 percent from spring 2006 to spring 2007--the lowest rate of increase since 1999. Enrollment in different types of health plans did not change significantly, and high-deductible health plans with a savings option did not experience major growth in enrollment. Despite the comparatively modest increase in premiums during a period of strong economic growth, the percentage of workers obtaining coverage from their employer remained statistically unchanged.

MeSH terms

  • Deductibles and Coinsurance
  • Fees and Charges / trends*
  • Health Benefit Plans, Employee / classification
  • Health Benefit Plans, Employee / economics*
  • Health Benefit Plans, Employee / statistics & numerical data
  • Health Care Surveys
  • Humans
  • Inflation, Economic
  • Medical Savings Accounts / statistics & numerical data
  • Private Sector / statistics & numerical data
  • Public Sector / statistics & numerical data
  • United States