Consumer-directed health insurance products: local-market perspectives

Health Aff (Millwood). 2006 May-Jun;25(3):766-73. doi: 10.1377/hlthaff.25.3.766.

Abstract

During the past few years, health plans have focused product development on consumer-driven health plans. This paper examines how these products are faring in twelve Community Tracking Study (CTS) communities. Although there has been a proliferation in the number and variety of consumer-directed plan options available, employers have taken a cautious approach. Given the increased financial stake and decision-making responsibility consumers hold when enrolled in these plans, respondents expressed frustration that the availability of information support has lagged behind the demands placed on consumers.

Publication types

  • Research Support, Non-U.S. Gov't

MeSH terms

  • Consumer Behavior / economics*
  • Data Collection
  • Health Benefit Plans, Employee / economics
  • Health Benefit Plans, Employee / trends*
  • Health Care Sector / trends*
  • Health Policy
  • Health Services Research
  • Humans
  • Insurance Coverage
  • Interviews as Topic
  • Medical Savings Accounts / economics*
  • Residence Characteristics
  • United States