The traditional way of reading through Braille books is constraining the reading experience of blind or visually impaired (BVI) in the digital age. In order to improve the reading convenience of BVI, this paper proposes a low-cost and refreshable Braille display device, and solves the problems of high energy consumption and low latching force existing in existing devices. Further, the Braille display device was combined with the 3D Systems Touch device to develop an active Braille touch-reading system for digital reading of BVI with the help of the CHAI3D virtual environment. Firstly, according to the actual needs of BVI to touch and read the Braille dots, this paper utilizes the beam structure to provide a full latching function for the raised Braille dot without energy consumption. Through theoretical derivation and finite element analysis, the performance of the Braille dot actuator is optimized to provide sufficient feedback force and latching force for finger's touch-reading. Then, this paper designs a virtual Braille interactive environment based on the CHAI3D, and combines the sense of touch with audio to effectively improve the recognition accuracy and reading efficiency of BVI for Braille through the multi-modal presentation of Braille information. The performance test results of the device show that the average lifting force of the Braille dot actuator is 101.67 mN, the latching force is over 5 N, and the average refresh frequency is 17.1 Hz, which meets the touch-reading needs of BVI. User experiments show that the average accuracy rate of BVI subjects in identifying digitized Braille is 95.5%, and subjects have a high subjective evaluation of the system.