The morphology of interfaces is known to play a fundamental role in the efficiency of energy-related applications, such as light harvesting or ion intercalation. Altering the morphology on demand, however, is a very difficult task. Here, we show ways the morphology of interfaces can be tuned by driven electron transfer reactions. By using non-equilibrium thermodynamic stability theory, we uncover the operating conditions that alter the interfacial morphology. We apply the theory to ion intercalation and surface growth where electrochemical reactions are described using Butler-Volmer or coupled ion-electron transfer kinetics. The latter connects microscopic/quantum mechanical concepts with the morphology of electrochemical interfaces. Finally, we construct non-equilibrium phase diagrams in terms of the applied driving force (current/voltage) and discuss the importance of engineering the density of states of the electron donor in applications related to energy harvesting and storage, electrocatalysis, and photocatalysis.