China's policy experimentation on long-term care insurance: Implications for access

Int J Health Plann Manage. 2019 Oct;34(4):e1661-e1674. doi: 10.1002/hpm.2879. Epub 2019 Aug 5.

Abstract

China's population is aging rapidly, while the traditional long-term care (LTC) system that heavily relies on families is eroding. In response, China has embarked on a journey of policy experimentation for long-term care insurance (LTCI) since 2016, launching LTCI pilots in 15 pioneer cities. These pilots have a great diversity in participation, eligibility, and provision. This paper estimates the prevalence of LTC needs and analyzes the impact of the LTCI pilots on access. Although substantial progress has been achieved, the overall coverage of LTCI is still relatively small, and a large proportion of vulnerable people needing LTC seem to be left behind because of the strict eligibility criteria. This analysis suggests that future policy experimentation on LTCI reform in China needs to address the following pressing policy issues: expanding the coverage of LTCI; narrowing rural-urban disparities in access; improving access for vulnerable subpopulations; and reducing the heavy reliance on institutional care.

Keywords: China; access; inequality; long-term care; policy experimentation.

MeSH terms

  • Age Factors
  • Aged
  • China
  • Disabled Persons / statistics & numerical data
  • Health Policy*
  • Health Services Accessibility* / organization & administration
  • Health Services Needs and Demand / statistics & numerical data
  • Humans
  • Insurance Coverage / statistics & numerical data
  • Insurance, Long-Term Care* / statistics & numerical data
  • Middle Aged