Road environments significantly affect in cabin concentration of particulate matter (PM). This study conducted measurements of in-vehicle and on-road concentrations of PM10, PM2.5, PM1, and particle number (PN) in size of 0.02-1 µm, under six ventilation settings in different urban road environments (tunnels, surface roads and elevated roads). Linear regression was then used to analyze the contributions of multiple predictor variables (including on-road concentrations, temperature, relative humidity, time of day, and ventilation settings) to measured variations. On-road measurements of PM2.5, PM1, and PN concentrations from the open surface roads were 5.5%, 3.7%, and 16% lower, respectively, than those measured in tunnels, but 7.6%, 7.1% and 24% higher, respectively, than those on elevated roads. The highest on-road PM10 concentration was observed on surface roads. The time series pattern of in-vehicle particle concentrations closely tracked the on-road concentrations outside of the car and exhibited a smoother profile. Irrespective of road environment, the average I/O ratio of particles was found to be the lowest when air conditioning was on with internal recirculation, the highest purification efficiency via ventilation was obtained by switching on external air recirculation and air conditioning. Statistical models showed that on-road concentration, temperature, and ventilation setting are common factors of significance that explained 58%-80%, 64%-97%, and 87%-98% of the variations in in-vehicle PM concentrations on surface roads, on elevated roads, and in tunnels, respectively. Implications: Inside vehicles, both driver and passengers will be exposed to elevated particle concentrations. However, for in-vehicle particles, there has been no comprehensive comparative study of the three-dimensional traffic environment including tunnels surface roads and elevated roads. This study focuses on the analysis of the trends and main influencing factors of particle concentrations in different road environments. The results can provide suggestions for the driver's behavior, and provide data support for the environmental protection department to develop pollutant concentration limits within the vehicle.