The "tailor effect" of fluoride, exclusively as a terminal rather than a bridge, was applied successfully to design low-dimensional structures in the system of transition metal germanophosphates for the first time. Two series of new compounds with low-dimensional structures are reported herein. K[M(II)Ge(OH)2(H0.5PO4)2] (M = Fe, Co) possess flat layered structures built from single chains of edge-sharing M(II)O6 and GeO6 octahedra interconnected by HPO4 tetrahedra. Their fluorinated derivatives, K4[M(II)Ge2F2(OH)2(PO4)2(HPO4)2]·2H2O (M = Fe, Co), exhibit band structures of two four-membered ring germanium phosphate single chains sandwiched by M(II)O6 octahedra via corner-sharing. Both of these structures contain anionic chains of the condensation of four-membered rings built from alternating GeO4Φ2 (Φ = F, OH) octahedra and PO4 tetrahedra via sharing common GeO4Φ2 (Φ = F, OH) octahedra, the topology of which is the same as that of the mineral kröhnkite [Na2Cu(SO4)2·2H2O]. Note that the switch from the two-dimensional layered structure to the one-dimensional band structure was performed simply by the addition of a small amount of KF·2H2O to the reaction mixture. This structural alteration arises from the incorporation of one terminal F atom to the coordination sphere of Ge, which breaks the linkage between the transition metal and germanium octahedra in the layer to form the band structure.