In the title compound, C(4)H(10)NO(+)·C(4)H(5)O(6) (-)·H(2)O, the morpholine ring adopts a chair conformation. In the crystal, the tartrate anions are linked via O-H⋯O hydrogen bonds, forming chains propagating along [101]. These chains are linked via N-H⋯O and O-H⋯O hydrogen bonds, involving the morpholinium cation and the water molecule, forming a three-dimensional network.