Photochemistry of HI molecules on large Ar(n) and (H(2)O)(n), n ∼ 100-500, clusters was investigated after excitation with 243 nm and 193 nm laser radiation. The measured H-fragment kinetic energy distributions pointed to a completely different photodissociation mechanism of HI on water than on argon clusters. Distinct features corresponding to the fragment caging (slow fragments) and direct exit (fast fragments) were observed in the spectra from HI photodissociation on Ar(n) clusters. On the other hand, the fast fragments were entirely missing in the spectrum from HI·(H(2)O)(n) and the slow-fragment part of the spectrum had a different shape from HI·Ar(n). The HI·(H(2)O)(n) spectrum was interpreted in terms of the acidic dissociation of HI on (H(2)O)(n) in the ground state, and hydronium radical H(3)O formation following the UV excitation of the ionically dissociated species into states of a charge-transfer-to-solvent character. The H(3)O generation was proved by experiments with deuterated species DI and D(2)O. The experiment was complemented by ab initio calculations of structures and absorption spectra for small HI·(H(2)O)(n) clusters, n = 0-5, supporting the proposed model.