Reliable water quality models are needed to forecast the water quality consequences of different agricultural nutrient management scenarios. In this study, the Soil and Water Assessment Tool (SWAT), version 2000, was applied to simulate streamflow, riverine nitrate (NO(3)) export, crop yield, and watershed nitrogen (N) budgets in the upper Embarras River (UER) watershed in east-central Illinois, which has extensive maize-soybean cultivation, large N fertilizer input, and extensive tile drainage. During the calibration (1994-2002) and validation (1985-1993) periods, SWAT simulated monthly and annual stream flows with Nash-Sutcliffe coefficients (E) ranging from 0.67 to 0.94 and R(2) from 0.75 to 0.95. For monthly and annual NO(3) loads, E ranged from -0.16 to 0.45 and R(2) from 0.36 to 0.74. Annual maize and soybean yields were simulated with relative errors ranging from -10 to 6%. The model was then used to predict the changes in NO(3) output with N fertilizer application rates 10 to 50% lower than original application rates in UER. The calibrated SWAT predicted a 10 to 43% decrease in NO(3) export from UER and a 6 to 38% reduction in maize yield in response to the reduction in N fertilizer. The SWAT model markedly overestimated NO(3) export during major wet periods. Moreover, SWAT estimated soybean N fixation rates considerably greater than literature values, and some simulated changes in the N cycle in response to fertilizer reduction seemed to be unrealistic. Improving these aspects of SWAT could lead to more reliable predictions in the water quality outcomes of nutrient management practices in tile-drained watersheds.