The electrochemical behavior of arrays of Au nanoparticles assembled on Au electrodes modified by 11-mercaptoundecanoic acid (MUA) and poly-L-lysine (PLYS) was investigated as a function of the particle number density. The self-assembled MUA and PLYS layers formed compact ultrathin films with a low density of defects as examined by scanning tunneling microscopy. The electrostatic adsorption of Au particles of 19 +/- 3 nm on the PLYS layer resulted in randomly distributed arrays in which the particle number density is controlled by the adsorption time. In the absence of the nanoparticles, the dynamics of electron transfer involving the hexacynoferrate redox couple is strongly hindered by the self-assembled film. This effect is primarily associated with a decrease in the electron tunneling probability as the redox couple cannot permeate through the MUA monolayer at the electrode surface. Adsorption of the Au nanoparticles dramatically affects the electron-transfer dynamics even at low particle number density. Cyclic voltammetry and impedance spectroscopy were interpreted in terms of classical models developed for partially blocked surfaces. The analysis shows that the electron transfer across a single particle exhibits the same phenomenological rate constant of electron transfer as for a clean Au surface. The apparent unhindered electron exchange between the nanoparticles and the electrode surface is discussed in terms of established models for electron tunneling across metal-insulator-metal junctions.